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Lump Sum Buyout VS Monthly Pension

Lump Sum Buyout VS Monthly Pension

Increasingly complex markets and potential future instability as business models change are both weighing heavily on the minds of employees and employers alike. One way that employers are handling this is to offer a lump-sum payout to their retirees in lieu of monthly...
5 Steps for a Sound Retirement Plan

5 Steps for a Sound Retirement Plan

After World War 2, just about anyone could get a great job that would carry them into retirement, provide a pension and in some cases even health insurance. With a tiny amount of investment strategy, you could live comfortably well into your 70s, 80s and beyond....
Is A Roth IRA Conversion Right For You?

Is A Roth IRA Conversion Right For You?

If you have your money in an individual retirement account, you’ve likely considering taking some out here and there for home improvements or emergencies. The fact that your contributions are tax-deductible are nice, but it locks in your money with relatively stiff...
How to Make Your Financial New Year’s Resolution Stick

How to Make Your Financial New Year’s Resolution Stick

The two most common New Year’s Resolutions have to do with weight loss and monetary gain (or paying down debt). It makes sense – these are two facets of life that cause the most stress when they’re going badly, and can make you feel incredible when they’re going well....
Do You Need Disability Insurance?

Do You Need Disability Insurance?

Something to consider for the self-employed or those entering retirement is the necessity of disability insurance. If you work through an employer who provides a pension, then there’s a good chance disability is included in your benefits, but even if it is, additional...