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How to Stay Smart with Your Credit Cards

How to Stay Smart with Your Credit Cards

Having credit is something everyone should try to cultivate as soon as they can. This typically means paying your utilities and rent on time, and getting lines of credit at businesses or through credit card companies. For many people, lines of credit are easily...
Should You Invest in Real Estate?

Should You Invest in Real Estate?

As we enter midlife, we often want to diversify our portfolios and investment strategies. One way to do this is to pick up some rental properties, or to invest in flipping a house. While real estate certainly will diversify your income, there are some very real...
7 Reasons to Not Pay Off Your Mortgage Early

7 Reasons to Not Pay Off Your Mortgage Early

Home ownership has always been seen as a huge milestone in adulthood and the feeling of pride it provides is pretty substantial. After all, owning a home is a status symbol but it also gives you stability because real estate is almost always a great investment. Even...
5 Budgeting Myths That Are Holding You Back

5 Budgeting Myths That Are Holding You Back

Not having a budget is almost certainly hurting your long term financial plans. People without budgets tend to spend more haphazardly, wasting money on impulse purchases and unable to save up for things they really want or need. What’s more, without a budget...
8 Common Retirement Mistakes Made by Baby Boomers

8 Common Retirement Mistakes Made by Baby Boomers

Retirement is supposed to be the easy life, the golden years where you travel and play with your grandkids. It shouldn’t be a mad dash to figure out how to pay for your expenses because you didn’t plan well pre-retirement. As more Boomers are heading...
10 Ways A New Homeowner Can Cut Costs

10 Ways A New Homeowner Can Cut Costs

Buying a house is a huge deal – it’s the sign that you’re growing up, embracing the American dream and it shows financial stability. A mortgage is an example of secured debt and improves your credit and it’s your own slice of land you can build...