Get Out of Debt with These Tips
Over the next couple weeks, we’re going to explore a few of those topics more in-depth, starting with how to pay off debt. Paying down or paying off debt is a common New Year’s resolution. … Read more
Money Management
This category about the importance of managing your money. You don’t want to be financially unstable, which is why it’s important for you to know the basics-how to save, how to spend and how to make smart financial decisions. Included are tons of tips to help you manage your money as well as 10 questions you should ask yourself before making a major purchase.
10 Ways A New Homeowner Can Cut Costs
Buying a house is a huge deal – it’s the sign that you’re growing up, embracing the American dream and it shows financial stability. A mortgage is an example of secured debt and improves your credit and … Read more
How to Make Your Financial New Year’s Resolution Stick
The two most common New Year’s Resolutions have to do with weight loss and monetary gain (or paying down debt). It makes sense – these are two facets of life that cause the most stress … Read more
How to Reduce Your Energy Costs This Winter
As the holidays hit, we’re faced with the twin money drains of increased energy costs and holiday budget bloat. While you can’t do much about needing to buy presents for every aunt, uncle, cousin and … Read more
Understanding Indexed Universal Life Insurance
I totally understand that life insurance is complicated. There are many different types of products available. You should always have life insurance. The most important question is what kind?!! Well, that’s where having a professional … Read more
Is A Roth IRA Conversion Right For You?
If you have your money in an individual retirement account, you’ve likely considering taking some out here and there for home improvements or emergencies. The fact that your contributions are tax-deductible are nice, but it … Read more
Lump Sum Buyout VS Monthly Pension
Increasingly complex markets and potential future instability as business models change are both weighing heavily on the minds of employees and employers alike. One way that employers are handling this is to offer a lump-sum … Read more
5 Retirement Myths Holding You Back
Retirement has changed dramatically in the last 20 or 30 years. The days of using social security and a guaranteed pension from working a single job are gone. Social security pays, on average, about $700 … Read more
Understanding the Gerber Grow-Up Plan
It might seem taboo to talk about a life insurance policy, particularly for children, but whole life policies are different. While whole life insurance policies are more expensive than term life policies, they are guaranteed … Read more
5 Steps for a Sound Retirement Plan
After World War 2, just about anyone could get a great job that would carry them into retirement, provide a pension and in some cases even health insurance. With a tiny amount of investment strategy, … Read more