Hey folks,

So many of my friends and clients tell me that they are already strapped with money. That by the end of the month they have no extra money at the end of the month to even start thinking about retirement.

Can you relate?

Depending on your age, retirement may seem dangerously close or ridiculously far away. The truth is that none of us are aging backwards and retirement savings are vital to your financial health.

Does it feel stressful for you to “think” about saving money? Do you find yourself continuously putting it off?

Saving money is a muscle and it is a habit (just like lifting weights at a gym is or turning off lights when you leave home).

Saving money is a muscle and it is a habit! Click To Tweet

As a Productivity & Financial Strategist, one of my FAVORITE things to do is to help you save both time and money. 😎

And that’s why today I am sharing with you 3 of my favourite apps to help you start saving money today (and by saving money *today* that will save you time in the future)!

Before we dive in, full disclaimer I am an affiliate for the following apps. What this means is that if you click a link and make a purchase, I may earn a small commission at no extra cost to you and you may get a promotional bonus from the company for using that specific link.


Alright ready to dive in so you can start saving some money?

The first App that I want to introduce you to today is called Stash!

Stash is super fun, simple, a mobile app. You can even pick your investments out in the middle of the night when you can’t sleep and your mind is racing about your business (confession I found this app in the midst of one of these nights LOL. However, I completed it in well-rested daylight).

You can literally play and pick out what you like. Investments come in categories like lowering our carbon footprint or companies in Europe.

The really cool 😎thing is that you can invest as little as $5!! Seriously! You can also choose to park your cash which will allow you to get a much better interest rate than what your local bank will pay you.

You can choose to invest in Warren Buffett’s fund, Berkshire Hathaway for $5! Any idea how much a single share of that would cost you? How about brokerage fees?

Stash will charge you $1 a month to invest for you until you have a total of $5000 in savings. That is a bargain!

You can make these $5 investments automatic and weekly. The best part is that if something happens – say your car breaks down or you have an unexpected expense come up you can turn off the auto invest switch on your phone in less than 30 seconds.

Check it out here.


Next app I want to share with you today is called Acorns.

This app operates on the principle of spare change.

Remember the tried and true method of putting all your spare change in a coffee cup or glass jar (piggy banks are too small!)?

We actually use a three-gallon water jug at our house. Back in the day, these jars use to fill up SUPER quick.

Today, with debit cards and credit cards being one of the most common types of money exchange (I personally don’t use cash much anymore except for tipping my pedicure gal) the jar doesn’t fill up nearly as fast.

When I first saw the Acorns app, I didn’t think I could use it since I don’t use cash much anymore. As I looked into it further, I noticed I could use it for small purchases like my husband’s coffee and snack purchases.

Then, I thought Oh!! That works! And it also allowed me to get him on board because he has no qualms about spending cash on treats (and I’m not about to start an argument over that either. Marital bliss is much more important).

But hey! If he (we) can afford $5.50 for coffee ☕️ every day then I say we can afford $6 with me saving that change into Acorns. 😊😊

Check it out here.


The last app I want to share with you today is Wealthfront.

This is a more serious investing app and you need a minimum of $500 to get started. Wealthfront was the first savings app I experimented with. If you are an online entrepreneur, you can set up a SEP IRA account which is basically a larger limit IRA for those who are self-employed.

With Wealthfront, you need to add to your account in $100 increments. You tell the app information about yourself such as your age and investment risk preference: conservative, moderate, aggressive.

Burton Malkiel wrote “A Random Walk Down Wall Street”. He’s very famous but I don’t expect you to be familiar with his work. In a nutshell, he did studies and exposed what a huge impact brokerage fees have on the growth of your portfolio ( fancy word for savings).

So this app comes from a source I recognized and is built all on computer algorithms with extremely low fees.

It’s a great way to learn about the market. You can watch the categories picked for you ( I’m already heavily invested in real estate but this app has me in REITS so this is a downside in that you can’t pick your own mix). On the upside, you’re not picking your own mix so emotions don’t have any chance to influence you.

Check it out here.

I manage my money and plan for my financial future with Wealthfront. Wealthfront offers proven investment strategies, tailored advice, and premium financial services – all powered by technology.

Sign up with my invite and we’ll both get $5,000 managed for free.


As you can see, saving money doesn’t need to be hard! It actually can literally be at your fingertips. 😉

As you dive into these apps I would love to hear which ones you find the most helpful for you.

And if you are wanting to dive in deeper and take a look at your finances and chat about how to set yourself up for long-term success and retirement I would love to offer you a free consultation with me.

I market for over 100 A rated firms and love getting my clients into products that are even safer than investing straight into the market as you never lose a penny and all your savings you put in these vehicles will grow completely tax-free!!!

Talk about not having your long-term investment money not getting eaten up by ongoing fees. Book in here.

Sending you tons of light and love.

Hugs 🤗