Choose success today.

Find financial freedom tomorrow.

Success starts today with your choice to invest in yourself – grant yourself the time and space to move forward down the path to financial freedom and I will show you how!

Financial freedom isn’t about sacrificing life’s joys today to save for tomorrow. But if the guilt of money spent on a night out weighs you down the next day, it’s time to re-think your plans. You work hard for your money, and it should be doing the same for you!

No much how much (or little) you feel you have, there’s a plan to be built for you – one that allows for enjoyment today, tomorrow, and well into your future!


How do I know if it’s time to work with a financial advisor?

The simplest answer is: if you’re here, it’s time. You should always be thinking about your financial health, but especially if:

  • You have no idea how much debt you actually have, but you know it’s a lot.
  • You don’t have an emergency fund in place, unless you count your credit card.
  • You don’t have any financial goals beyond paying less toward bills.
  • You’re not paying off your debt in a smart manner and the debt doesn’t seem to be going away.
  • You’re lost on what to do with any “extra” money you have beyond the bills.
  • You want to feel confident in your ability to actually enjoy retirement (no matter how far off that may feel!)
  • You’re eager to seize control of your finances and feel positive about your future.
  • You crave gentle, but actionable guidance on exactly what to do with your money.

My name is Karen and I have a passion for finance.

My favorite aspect of being a financial advisor is working with those who want to build on their success now and into the future. My roots in this industry go back to childhood, when my father opened Merrill Lynch in Tokyo, Japan.

I was taught to save and budget when comic books were still my only expense!

To date, I have helped dozens of individuals, families, and businesses create solid short and long-term financial goals.

Those who use my services come away with what I like to call a Money GPS built to guide you down the road to smarter money management.

Stop the struggle and let me help you pinpoint exactly which financial products/services make sense for your situation.

Whether it’s insurance policies, investment options, savings funds, retirement plans, or otherwise, together we will figure out exactly what works for you and your money situation.

Together, we will explore real life-solutions to achieving the 6 pillars of financial freedom:

Positive Cash Flow Management

Let’s figure out how you can earn more income and reduce expenses now!

Debt Management, Consolidation and Elimination

Lighten the load and stop allowing debt to hold you back.

Wealth-Building Strategies

Strive to outpace inflation and reduce taxes with professional money management advice.

Emergency Fund Creation

Expect the unexpected with 3 – 6 months income in savings.

Proper Asset Protection

Protect against loss of income. Protect family assets.

Preserve Your Hard-Earned Wealth

Take advantage of every tax advantage possible while building your family legacy.

Ready to set yourself up for long-term success & financial freedom?

Schedule a free 15-minute call to get started today!

Karen’s consultant sessions are game changers. I went into the first session feeling lost, overwhelmed and stuck with creating my business. After 45 minutes with Karen, I had 10 manageable action steps, 3 concrete goals and energy bursting out of my veins! The best part about it, however, was that I actually followed through and took action. If you’re stuck or just need some direction, Karen is an amazing individual who will listen to you ramble on about your fears, doubts, and ideas and turn them into a step-by-step, practical action plan to achieve your dreams. Thank you, Karen!

Nikki Alicia Samaniego

I had a great first session with Karen looking at my immediate and long-term goals and then coming up with specific action steps to take over the next couple of weeks that will move me most quickly towards my goals. At the end of the session, I looked down at the legal pad in front of me and felt like I had a good game plan to go on.

Jen Turrell

Which category is your family in? —

Family A – Majority of Population

  • Earn $100,000 or less
  • Have a job and a 401(k) Plan
  • Own term life insurance
  • Rent a home
  • Save money in the bank
  • Carry credit card debt
  • Enjoy minimal tax advantages
  • Have no advisor and/or plan

Family B – Small Percentage of Population

  • Earn $250,000 or more
  • Own a business
  • Own permanent life insurance
  • Own a home
  • Save and invest using a diversified portfolio
  • Live debt free
  • Maximize tax advantages
  • Work with a financial professional

Luckily for you —financial status is not permanent or static. Much is in your control to change.

Personally, I grew up in a Family B household where money was not a concern.  Then later (as a young adult and single mom), I became the head of a Family A household.

Through an MBA education, hard work and a love for what I do, I turned things around and so can you!

Today, I am rewarded every time I have the chance to teach others what I now know. No matter how muddy the water may seem, together we can bring clarity to the picture that is your money management.

What does financial advising look like?


Strategy sessions to help you find clarity and confidence in knowing which products or investments are right for you and your wallet.


A strategic plan built to bring you clarity and provide you the knowing you’re doing what’s best for your financial future.

Direct e-mail access to Karen to ensure you stay accountable to your goals and keep on track with your financial plans.

Make Sure Your Financial Future is on Solid Ground

A Solid Foundation is Essential to Standing the Test of Time.

The first step might seem like the scariest, but there’s no risk and all the rewards!

Book your free call and let’s get you back on solid ground with your finances.

WOW is the first word that comes to mind after sharing our one-hour session together! I have two full pages of actionable notes that will in most likely take several weeks to complete. Thank you for the connection, and the incredible authentic presence that you brought to our meeting. I truly valued all that you shared with me and I feel that I can now move my business forward by leaps and bounds.

Cheryl Rozovsky

Karen’s caring coaching fosters confidence. Her candid feedback inspires clients to reach for the next level of success. It’s thanks to her that I’m expanding to include more things I love – like copywriting and food writing – in my business. Karen is a one-in-a-million!

Kim Watkinson