KT Finances Blog on Time and Money Management

I totally understand that life insurance is complicated. There are many different types of products available. You should always have life insurance. The most important question is what kind?!! Well, that’s where having a professional on your side makes a huge… It might seem taboo to talk about a life insurance policy, particularly for children, but whole life policies are different. While whole life insurance policies are more expensive than term life policies, they are guaranteed to retain their value your entire life… Whether you’re shopping around for the best deal on a student loan, or you’ve graduated and you’re considering refinancing, you’ve probably heard of LendKey. Working to connect borrowers to small, community banks and credit unions, LendKey is… Investing is an incredibly daunting concept; people make millions of dollars on the stock market, but the stories about critical failure stick out far more often in our minds. While it’s true that you can make a fortune or lose it all on risky investing, the… Retirement has changed dramatically in the last 20 or 30 years. The days of using social security and a guaranteed pension from working a single job are gone. Social security pays, on average, about $700 a month, woefully short of cost of living, and very few jobs pay…